Health Insurance

comprehensive

Comprehensive Health Insurance is policy which offers exhaustive benefits for the entire family designed to eliminate your health worries. This plan would go a long way in alleviating your financial burden.

Synopsis

Comprehensive Health Insurance is policy which offers exhaustive benefits for the entire family designed to eliminate your health worries. This plan would go a long way in alleviating your financial burden.

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Highlight :


Accidents are covered from Day 1

More than 400 Day Care procedures are covered

Coverage for Domiciliary hospitalization treatments

Expenses for delivery of Child is covered

Pre and Post birth expenses are included

Automatic coverage of new born

Automatic restoration of Sum Insured

Facility of Second Opinion from a Doctor in Company’s Network

No Medical tests are required up to 65 years of age

Life long policy renewal is available

No third party Administrator, direct in-house claims settlement

Network of more than 6000 Hospitals accorss India

Free medical consultation available over phone 24X7 Toll free helpline

Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit :


Room Rent Limit

No capping on room rent Treatment at Single Standard A/C room.

ICU Daily Rent Limit

Actual

Pre-Hospitalization Expenses

60 days

Post Hospitalization Expenses

90 days

Minimum Hospitalization Period

24 Hrs

Day Care Procedure Coverage

All day care procedures Covered

Automatic Restoration of Sum Insured

Automatic Restoration can be used for Same illness & diseases

Pre-Existing Disease / Illness coverage

After 36 months of continuous coverage. By paying extra premium PED waiting period can be reduced to 12 months

Waiting Period for New Policy

30 days

Co-Payment

Up to 10% for age above 60 years

Medical Screening

No Medical required for age upto 65

Free Health Checkup

Health Check up for every claim free year

Ambulance Expenses

Available

Non-Allopathic Treatments

AYUSH treatment is covered

New Born Baby Cover

Covered

Donor Expenses

Special SI for Organ donor cover, covers Redo surgery and ICU admission for donor

Nursing Allowance

Covered

No Claim Bonus

100% Increase in Sum Insured upon a claim free renewal.