Health Insurance

Floater Mediclaim

New India Floater Mediclaim is a Policy designed to cover Hospitalisation expenses.

Synopsis

New India Floater Mediclaim is a Policy designed to cover Hospitalisation expenses.

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Highlight :


Range of benefits: Indemnity based health Family discount is introduced and will be applied on the basis of the numbers of member covered.

Sum insured has been increased to 15 lakhs.

139 Day care procedures covered.

10% of Sum Insured as Additional benefit is paid in case of Critical illness is diagnosed

Benefit :


Room Rent Limit

Up to 1% of sum insured

ICU Daily Rent Limit

Up to 2% of sum insured

Pre-Hospitalization Expenses

30 days

Post Hospitalization Expenses

60 days

Minimum Hospitalization Period

24 Hrs

Day Care Procedure Coverage

139 procedures

Additional Cover for Critical Illness

Yes

Pre-Existing Disease / Illness coverage

After 48 months and claim free renewal

Waiting Period for New Policy

30 days

Co-Payment

Yes

Free Health Checkup

Up to 50% for Pre-acceptance health checkup

Ambulance Expenses

Up to 1% of Sum Insured, Max – 2500

Non-Allopathic Treatments

Up to 25% of sum insured

Donor Expenses

Covered

Nursing Allowance

Up To 1% of sum insured